A friend of mine, I’ll call him Ben, opened a high-yield savings account back when rates were sitting near their recent peak and has basically treated it as a “set it and forget it” ...
A younger cousin of mine tried the 50/30/20 rule a couple of years ago, right after she moved to a city with genuinely brutal rent prices. She sat down, did the math 50% needs, 30% wants, 20% savings ...
A few years ago, a friend of mine- I’ll call her Sam- had three credit cards, all carrying balances and charging somewhere north of 22% interest. Every month she’d make the minimum payment...
A few years back, a coworker of mine — I’ll call him Ray — got into a fender bender that, on paper, should’ve been a minor headache. Instead, it turned into a genuinely stressful few month...
I once sat down to do a budget with a friend, Maya, who nearly had a panic attack every time she looked at her bank balance — even when it was perfectly healthy. It took a while to figure out why. Tur...
You’ve had a rough day. Work was a mess, someone canceled plans on you, or maybe it’s just one of those gray Tuesdays that feels heavier than it should. So you open your phone, scroll over...
A friend of mine, I’ll call him Jordan, got really into investing after watching a few too many finance videos on his lunch break. Within a month, he’d opened a brokerage account and start...
Getting your first credit card feels like a small rite of passage, doesn’t it? You fill out the application, you wait a few days, and then that little rectangle of plastic shows up in the mail l...
Let’s be completely honest: looking at your bank account and seeing a single-digit balance is an awful feeling. It is easy for personal finance gurus to tell you to “invest 20% of your income...
Let’s be honest: most financial advice feels like it was written for people who already have plenty of money. It’s easy to save when you have a six-figure salary, but what if you’re barely covering re...